CRF Marketing Services
  Our Services
  ,Business Model  
 
 
CRF Scoring Services
  Our Products
  ,CRF Attributes
  ,CRF Index
  ,CRF Segmentation
  ,CRF Services System
 
 
CRF Decision Solutions
  Our Services
  ,Scoring
  ,Strategy Development and    Implementation
  ,Data Analysis
 
  Our Products
   ,Credit Decision System
  ,Integrated Portfolio
   Reporting
  ,Credit Attributes Data    System
  ,Consumer Automated
   Lending System
 

Credit Decision System (CDS)

CDS is a risk strategy development and implementation system, with final deliverables in the form of execution code embedded with scorecards and decision strategies localized for China, which makes the automated strategy possible in credit cards and other consumer lending practices, which will be sent to core issuing systems to make automated real time decisions. CDS includes the following solutions: Account Origination
(Acquisition), Line-of-Credit Management (portfolio management), authorization
and Collection Management. CDS helps financial institutions to make information-driven decisions based upon ^Control risk-optimize values ̄. CDS is the only Chinese-language enabled decision strategy development and implementation engine in China and has leading market share.

 

 


Product Characteristics:

CDS is developed keeping local consumer credit, credit card operations and management systems in mind. Therefore, it is unique in that it is the only Chinese-language enabled decision strategy development and implementation engine in China.

CDS can process many different business data formats for bank credit cards and personal consumer credit, such as:

,Standard and cross-platform strategy order output format and flexible interface definition method.
,Closely couple/seamless link with different types of scorecard models.
,International level credit policy definition and decision flow and segmentation tree definition
method.
,Canonical external variables and external data input function and support for sample data input
with weighing.
,Flexible internal variables arithmetic definitions function and any condition combination and
expression definition.
,International advantaged method of dynamic data analysis and optimized strategy based on data
,The achievement of sound inclusion criteria definition and nonsymmetrical decision trees to make
complex decisions according to different business needs
,^Champion-Challenger ̄ strategies
,Internal variable arithmetic and final strategy can generate XML documents which then transform
SAS code to output

 

               Copyright £2006 China Risk Finance