CRF Marketing Services
  Our Services
  ¡¤Business Model  
 
 
CRF Scoring Services
  Our Products
  ¡¤CRF Attributes
  ¡¤CRF Index
  ¡¤CRF Segmentation
  ¡¤CRF Services System
 
 
CRF Decision Solutions
  Our Services
  ¡¤Scoring
  ¡¤Strategy Development and    Implementation
  ¡¤Data Analysis
 
  Our Products
   ¡¤Credit Decision System
  ¡¤Integrated Portfolio
   Reporting
  ¡¤Credit Attributes Data    System
  ¡¤Consumer Automated
   Lending System
 

Credit Attributes Data System (CADS)

CADS is a comprehensive credit data (application data, account performance history data, external credit data, social demographic data) processing system, which is consistent with international standards, and generates hundreds even thousands of useful credit attributes, to help customer segmentation, score card development, and characterize the risk and value potential of a credit account. CADS allows financial institutions to optimize their decision strategies in order to maximize their profits while
controlling their risk.

 

 


Product Characteristics:

Supports multi-million customers behavioral data analysis:

¡¤Flexible data format transform and multi-data source compatibility
¡¤Data cleaning function, data distributing analysis and integrality analysis
¡¤Categorizing function of standard time window, and customer behavioral character variables
¡¤Customer segmentation supports multi-dimensional segmentation, tree model segmentation and
RFM segmentation
¡¤Customer character analysis, migration analysis, cross analysis and customer value analysis
¡¤Supports modeling programs based on GLM regression theory, segmentation distinguishing data
framework and NN analysis method
¡¤Standard model optimization program, based upon development-test- optimization process in
order to establish efficient and stable model
¡¤Standard scoring generation procedure ¨C tests reliability, consistency, sensitivity and
efficiency of scorecard
¡¤The output of CDS includes two parts: one is consumer behavioral analysis report£¨Hd-hoc£©,
directly ready for for business-level decisions; the other is arithmetic output of character
variables, consumer segmentation and model scoring, used for other product systems (such
as CDS).

 

               Copyright ¡ò2006 China Risk Finance